Buying a home is a long road.
Like any long trip you might take, it can be irritating at times making you anxious to reach your destination.
Here is a checklist for you to help you get to the end of your journey calm, cool and as stress-free as possible.
5 Secrets of a Stress-Free Purchase
Lay the Groundwork
Collect financial documents, such as bank statements, tax returns, pay stubs, etc. and avoid big purchases until you've met with a mortgage professional.
Adding to your monthly payments can affect your ability to get a loan.
If you can, start saving as early as possible to ensure you have adequate funds for a down payment and moving expenses.
These steps will make your loan application process easier and you'll be able to start house shopping right away.
2. Work with an agent
An agent will guide you through the process and make sure you are informed every step of the way.
In almost all circumstances, the seller pays the real estate commission for both their own agent and the buyer's agent.
This means you get to reap the benefits of working with an agent for no out-of-pocket expense.
Whether it's finding the best mortgage broker or helping you negotiate through a multiple offer situation, your agent will be there to help you succeed.
3. Communicate Effectively
Ask questions. If something in your contract seems confusing, ask about it before you sign.
You don't want to have questions after you've committed.
Pick a communication method since there will be a lot of back and forth between you and the team.
Finally, be direct with your team and don't hesitate to speak up if you don't like something.
4. Be patient, persistent, and decisive
Buying a home is an important decision. You have to balance patience with your ability to be decisive when you find the right home.
Depending on market conditions, your first offer may not get accepted but be persistent.
Trust your intuition when you've found the right house and go for it!
5. Be Flexible
Remember, you can always update your home, the neighborhood may change in a few years, or you may decide to move again, so this might not be your final home.
Besides your financial capabilities, almost everything else is beyond your control so be flexible with the process.
Buying a home can be overwhelming and annoying at times.
Work with an agent to ease your pain. Many real estate professionals are buyer specialists focused on helping you successfully land and finance your dream home.
It will greatly help you to stay level headed and calm.
Download your PDF version of “5 Secrets of a Stress-Free Purchase.”
This FREE service/info is brought to you by:
Jeff Herrera, Licensed Real Estate Agent, Lyons Share Real Estate.
Serving Las Vegas and Surrounding Areas.
Have Questions? Call Today! (702) 481-4887